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Why Go for California Car Insurance with Accident Forgiveness?

The question of Accident Forgiveness as an insurance entity has been on the minds of many for a long time. Many wonder about the cost, the manner of getting one, and the offers that come with it. It may come out as a bit confusing but once you understand the importance of Accident Forgiveness you may want to have it as included in your California Car Insurance.

Accident forgiveness is usually awarded in special circumstances and is not given to just anyone. Normally your California Car Insurance rates will increase in the event of an accident. If the accident was your fault, the rates may even go up by 40 percent. An accident can happen to anyone whether careful or not. Certain accident conditions may evoke some empathy from the firm. This means that they may not increase your insurance premium resulting with an Accident Forgiveness scenario. Your driving record may be called upon in such a case. If you have a long driving record with one accident only, you may be considered in Accident Forgiveness.


Accident Forgiveness heavily depends on ones driving record. In the event of a minor accident or traffic offense one may have to go back to driving or traffic school instead of receiving a traffic ticket.  In such an event the, it will help in lifting this burden and hopefully keep you in the road. This is very beneficial to persons who drive for a living.  The more one drives, the higher the chances are of an accident and the cost of premiums for your Car insurance. Therefore, if you drive mostly on weekends and commute to work, you are an excellent candidate for Accident Forgiveness.  Some insurance firms may offer features like deductible rewards, ticket forgiveness or safe driving bonuses at an additional cost without focusing on the individual’s driving history.

Accident Forgiveness in California falls within the below guidelines:

•             The insurance coverage has no waiting period meaning that it begins on the very day the coverage does.

•             High Risk Drivers qualify to be included in the Accident Forgiveness insurance cover.

•             It covers accidents that include property damage, especially when the insured party is at fault.

•             One must qualify for the different requirements depending on the insurance company to get Accident forgiveness.

Auto Insurance

There are numerous Insurance firms all over California and the US that offer these services. Due to the increased competition to get customers, some firms offer Accident Forgiveness as a standard part of their car Insurance policies in California. Some companies however offer it at an additional cost. To learn and know more on Accident Forgiveness insurance policies, enter your Zip on top of this page. It will be an eye opener for those who have car Insurance without this added advantage. All said and done, Accident Forgiveness is a concession reserved for drivers with a good driving record for at least five years.

For more information or to get car insurance quotes, get in touch with us by proving your ZIP code.