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Things That Can Raise Your Insurance Rates And Premium

There are many things that can raise insurance costs and leave the insured with extremely high insurance premiums. This includes ‘the insurance inflators’. Some of these are inevitable and common to happen especially to those who are not precautious enough. All these things leave a person is a slip for an insurance premiums that is higher than usual and needs to be paid in an amount of time that is too less. This is the point where a person wants to hit the reset button and start all over. Here are 4 things that can raise the costs and premiums for car insurance in CA in a jiffy.

1.            The insured become old- There is a certain age that, when crossed by the insured creates problems. One situation is when a person crosses the age of 50, the insurance company starts cranking up their insurance premiums. This is not something they can live with and that is really harsh on them. Only a few insurance companies put this into practice. Becoming old can really affect your car insurance in CA.

2.            You increase miles- If the insured starts driving more miles and increases the total distance that they drive annually, the CA car insurance premiums they pay will become extremely high. The more miles a person drives, the more likely they are to get into an accident and to cause or inflict damage. That is never good for an insurance company. This is the reason why the insurance company starts spiking the insurance premiums up when the insured decides to spike up those miles.

3.            A friend or a relative wrecks the car- Many people consider lending a car to another person a generous act. Well, this generous act can cause a lot of trouble. In the event that the person you lend the car to causes an accident and causes damage to the surroundings or the car, you will have to pay in the form of higher insurance costs. When your car is wrecked and an accident is caused by your car, the insurance company will only find it as an average issue unless when you lent the car to someone and during the mishap. This proves to your insurance provider how irresponsible you are and they will make you pay with increased insurance premiums.

4.            You are single- This might come as a shock to many people. The people that are single are more likely to have increased car insurance costs and insurance premiums for their car insurance in CA than to those who are married. No one knows the correct theory behind this but this is a fact and even though it is extremely unusual, it is common.

 

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