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Lower Rates for Car Insurance in California for Teen Drivers

Teenage Drivers in California may just view this as good news. The rates for Car Insurance in California might be going down for them. California is known for its competitors raising their rates in the past years, but all hope is not lost. This is more so for those individuals who will prove that they are serious and ready to do something to prevent accidents by young drivers from happening.

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New program with discounted rates

There is a new program for teenage drivers in California that is offering discounted rates of up to 15% of the standard rate. The discount program is based on some sought of loyalty factor, whereby teens are given discounts based on the period of time in which their parents have been insured with a certain company. This discount program is an excellent way to reward those customers who have been with them for long periods by giving lower rates for their teenagers.

Safe Driving Program

California is offering a safe driving program that will consequently and automatically give discounts to teenage drivers who complete the driving courses successfully. The courses are optional but offer very important information. Most of these courses include the theory part in classrooms as well as the practical bit of it on the roads behind the wheel which is critical in teaching teenage drivers proper driving habits and safety from the very beginning. Parents should feel much safer with this course as it is better for their teenage sons and daughters to learn from a paid and experienced instructor than learning by watching from the back seat as their parents drive.

Research is Key

If you have teen drivers in the house and you are in search for low insurance rates, it is better to do your research before you switch your car insurance company choice. The most common thing that happens with many families in California is that they switch to another car insurance company for their teenagers because the other company may be offering a great deal at the time, then when an accident happens and their teenagers happen to be at fault, they end up in a situation whereby their insurance is cancelled or the rates have all of a sudden sky-rocketed. Once the accident happens, the great deal disappears. Most of the car insurance companies in California that do this are not the big companies that already have a big market share. Research has shown that this usually happens with the small companies with little market share.

If you are a concerned parent and are not sure of whether your teens car insurance in California is getting the best rates, enter your zip above and compare your current rates with other companies. Do it now and get the best and lowest rates in your area.