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Easier and Hassle Free Ways to Search for Car Insurance in California

Since time immemorial, man’s desire for the luxuries of life has resulted in the creation of scientific wonders. Times may have changed but even in this age of globalization, man’s insatiable desire for machines has only been catalyzed, not inhibited. In this regard, vehicles now occupy a significant role in our lives whether it is for business or family purposes.

However, as the saying goes “With great power comes greater responsibility”, purchasing a car also means adequate measures are to be adopted by the owner in order to ensure its longevity. Here lies the importance of insurance and insurance companies. The most significant objective of insuring one’s car against thefts, damages and accidents is to ensure economic safety of one’s car, thus enabling the owner to have a good night’s sleep.

In the year 2006, the Californian Department of Motor Vehicles took a number of steps in order to ensure better and easier car insurance in CA. The law stated that all drivers operating in the streets of California in their own car or someone else’s car MUST possess a proof of their auto insurance. Even those who possess a car, but do not use them must have a certain insurance coverage.

They must have an auto insurance policy with the following specified minimums:

1. $15,000 for death or injury of a single person

2. $30,000 for all people involved in a single accident

3. $5,000 for a single accident

Also, financial responsibility or security is a must for all Californian drivers. Financial responsibility or security can be met with by following either of the following steps:

1. Obtain coverage by a motor vehicle or an automobile liability insurance policy

2. Provide cash deposit of $35,000 with the Department of Motor Vehicles

3. Obtain a certificate of self-insurance from the DMV for fleets of more than 25 vehicles

4. Obtain a surety bond for $35,000 from a licensed insurance company doing business in California

According to the Californian Motor Vehicles Department Directives,, even cars used for rental purposes must have a valid car insurance in CA. Either a regular insurance

provider or the rental car company must provide certain insurance coverage for the drivers they hire. However, doing it from a regular insurance provider saves both money as well as time. In either case, the driver MUST carry insurance proof in their cars 24×7.

Drivers moving into California from other states stand at the risk of lapse of insurance coverage as well large penalties in addition to cancellation of their vehicle registration. Even those who do not pay their insurance premiums regularly are sure to be burdened with penalties and fines. The Californian Government has passed a bill that ensures strict action against all insurance premium defaulters. Factors such as personal credit history, credit score, policy coverage type, payment history and previous premiums are considered in the evaluation of eligibility by all insurance companies in the state of California.

A detailed chart is available at our website by which the visitor can compare the insurance rates of all companies for FREE by just entering their zip code. Hope our website proves handy.